so does credit cards.

im somewhat glad my banking apps are annoying on my rooted phone though.

I find the opposite, if I have cash in my pocket it wants to be spent asap, usually on chocolate.

Using your debit card to pay is convenient, but it can also mean you spend more is, I believe, a sentiment that was passed around when cards started being widely accepted.

In my nation, Apple pay and Google pay aren’t famous. The famous way to pay with a phone is using a qr code. It’s frictionless too. Paper bills are still famous here too. I think my spending behavior is the same whether I use paper bills, my phone or my debit card. Re using my phone or my debit card to pay, I <3 not having to deal with change.

WTH… ill just buy two six pack instead of just 2 beers. I’m paying with my phone anyway.