I’ve been slowly whittling down my subscriptions over time. At one point I think I had like 12-14 subs to various services, be it streaming, games, etc. But I was also up to my eyeballs in credit card debt and I had extremely poor personal finance skills and practices. When I met my wife, who was the exact opposite of me (extremely responsible with her finances, knew where every single one of her dollars was going), I knew I had to cut back significantly.
Right now I have the following 5 subs per month;
Apple 50gb data (1/month) YouTube Premium Family (22/month) Crunchyroll (8/month) Prime (15/month) ChatGPT (20/month)
Basically 66/month in hard earned dollars.
Prior to this I had the equivalent of an overblown cable package with all the bells and whistles, spending easily 350+ per month.
I don’t judge anyone who decides to save their money, because we’re getting nickel and dimed to death. And by decentralizing the cost of subs to the point where it makes an Applebees menu look small, it makes it incredibly hard to figure out where your dollars are going, and hard to cancel as you need to contact a laundry list of independent service providers.
My wife and I use YouTube and Crunchyroll as our primary entertainment sources, so we can justify those expenses. But all other sources (Netflix, HBO, Disney, Paramount, Hulu, etc) are so infrequent that we only sub for a single month if there is something we absolutely want to watch, and even then, we wait until the season is wrapping up so we can binge it in a week and then cancel the sub immediately.
Just my perspective on it, and if we didn’t watch YouTube almost every night, we’d probably just figure out a way to hack the AppleTV to circumvent ads.
Throwing my anecdotal 2 cents in -
Married at 23 (wife just turned 21) straight out of college. We were both very immature, and we divorced two years later after she fooled around with her 55 year old boss. Left me devastated at 25 going on 26 thinking I was used goods. After a lot of maturing, a few more relationships, I remarried at 33.
It takes a lot of self reflection - because even though I could chalk up the previous marriage to “lol she a hoe” - I had piss poor financial skills, was very immature and lacked a lot of self confidence which manifested itself in toxic behavior all around. There are times I just cringe at who I was at that age. Not that I’m a perfect person now, I’m just more aware of what I needed to improve in myself to be a decent person and partner.
Part of it is the age old wisdom of learning to love yourself and figuring out what you like, versus just trying to mold yourself into the person you think your partner wants. And not to say that “oh I’m an asshole, They have to deal with it” but truly understanding what makes you tick and finding someone who loves and accepts that part of you.