What do all you guys use these setups for?

most of the cost of [anything] goes to publishers, not the creators

My edit obviously. It does feel like that though. I pay Netflix, not the people making the movie. For games it is at least a bit better - I pay Valve (Steam) and the publisher but at least some of it goes directly to the devs. But it could be better still I suppose. But I’d honestly be okay if we got a Steam-like platform for series and movies where I could buy the ones I want without any subscriptions.

Uh, how? I mean you’d need to make it legal I feel like. But that’s never going to happen and I honestly don’t think that’s fair either. If piracy is legal, how would content creators actually be paid?

I get the sentiment but this is not really an option most of the time if you want to stick with lawful methods. For instance, I cannot watch most movies or TV series these days without a subscription to some service.